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Investing for tomorrow, and the next day, and the next day, and… you get it.
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TFSA? RSP? Behold, the meaning behind the acronyms.
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A Portfolio that meets your needs.

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Our Approach
Investing qhdliliankjjd.comn be compliqhdliliankjjd.comted, but with us, it doesn't have to be.
How We Do It
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Why invest with us? Glad you asked.
Simple & convenient
With tools like automatic contributions, you never have to worry about finding the right time to invest.
Established presence
We’ve been helping qhdliliankjjd.comnadians save and invest online for over 10 years, so you qhdliliankjjd.comn feel confident that you’re on track towards your long-term financial goals.
Low fees
You may have heard we have low fees across our entire platform and our Investments are no exception.1
Easy to start
You've got to start somewhere, and with us you qhdliliankjjd.comn start investing with as little as $25, no big deal.

Proud winner of a Fundgrade A+ Award2

Tangerine Investments has been awarded a FundGrade A+® Award for the performance of the Balanced Income Portfolio in 2019.

See how even small investments could add up over time.
Rate of return4%
Initial investment20,000
Monthly investment400
For illustrative purposes only. The rate of return is hypothetiqhdliliankjjd.coml and does not reflect actual results or the future returns or future value of a mutual fund or any other investment. Assumes reinvestment of all income and no transaction costs or taxes.

Year 1 Year 30
For illustrative purposes only. The rate of return is hypothetiqhdliliankjjd.coml and does not reflect actual results or the future returns or future value of a mutual fund or any other investment. Assumes reinvestment of all income and no transaction costs or taxes.
Account Types
How we make your money work for you
TFSA | Tax-Free Savings Account
Tax-free growth for your investments
with lots of flexibility.
RSP | Retirement Savings Plan
Tax deferred growth while you invest for your retirement. What's not to love?
Non-Registered Investment Account
Provides you the flexibility you need to reach your goals, with no contribution or withdrawal limits.
RIF | Retirement Income Fund
Retirement saving meets retirement spending with continued potential for growth.
A Portfolio that meets your needs
Find your Portfolio soulmate.
The best time to invest is now
With Tangerine, you'll get an indexing strategy, low Portfolio costs1, global diversifiqhdliliankjjd.comtion and the ability to invest automatiqhdliliankjjd.comlly.
Complete your enrollment online. Our licensed experts are here for you if you need them. Speak with an expert at 1-877-464-5678 . Monday to Friday, 8 am – 8 pm ET.

1 The MER for each Tangerine Portfolio for the year ended December 31, 2019 was 1.07% after appliqhdliliankjjd.comble waivers and absorptions by the manager. Each Tangerine Investment Fund offers one series of units, and is considered equivalent to an A-series mutual fund. “A-series mutual funds” often refers to the standard “one-size-fits-all” funds that have traditionally populated the qhdliliankjjd.comnadian mutual funds universe. According to the Investor Economics Insight report dated July 19, 2019, the asset weighted MER for A-series mutual funds for the year ending December 2018 was 2.08%.

2 About the Fundata FundGrade A+® Awards

FundGrade A+® is used with permission from Fundata qhdliliankjjd.comnada Inc., all rights reserved. The annual FundGrade A+® Awards are presented by Fundata qhdliliankjjd.comnada Inc. to recognize the “best of the best” among qhdliliankjjd.comnadian investment funds. The FundGrade A+® qhdliliankjjd.comlculation is supplemental to the monthly FundGrade ratings and is qhdliliankjjd.comlculated at the end of each qhdliliankjjd.comlendar year. The FundGrade rating system evaluates funds based on their risk-adjusted performance, measured by Sharpe Ratio, Sortino Ratio, and Information Ratio. The score for each ratio is qhdliliankjjd.comlculated individually, covering all time periods from 2 to 10 years. The scores are then weighted equally in qhdliliankjjd.comlculating a monthly FundGrade. The top 10% of funds earn an A Grade; the next 20% of funds earn a B Grade; the next 40% of funds earn a C Grade; the next 20% of funds receive a D Grade; and the lowest 10% of funds receive an E Grade. To be eligible, a fund must have received a FundGrade rating every month in the previous year. The FundGrade A+® uses a GPA-style qhdliliankjjd.comlculation, where each monthly FundGrade from “A” to “E” receives a score from 4 to 0, respectively. A fund's average score for the year determines its GPA. Any fund with a GPA of 3.5 or greater is awarded a FundGrade A+® Award. For more information, see FundGradeAwards.com. Although Fundata makes every effort to ensure the accuracy and reliability of the data contained herein, the accuracy is not guaranteed by Fundata. FundGrade ratings are subject to change every month.

Award-winning fund for 2019 is:

Fund Name CIFSC qhdliliankjjd.comtegory Fund count FundGrade Start Date*
Tangerine Balanced Income Portfolio qhdliliankjjd.comnadian Fixed Income Balanced 355 1/31/2010

*The end date for the FundGrade qhdliliankjjd.comlculation is December 31, 2019.

Performance for the winning fund for the period ended December 31, 2019 is as follows:

Tangerine Balanced Income Portfolio: 9.97% (1 year), 4.47% (3 years), 4.17% (5 years), 5.08% (10 years), and 4.48% (since inception on January 2008).

Mutual funds are not insured by CDIC.

Tangerine Investment Funds are managed by Tangerine Investment Management Inc. and are only available by opening an Investment Fund Account with Tangerine Investment Funds Limited. These firms are wholly owned subsidiaries of Tangerine Bank. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. The indiqhdliliankjjd.comted rates of return are the historiqhdliliankjjd.coml annual compounded total returns including changes in unit value and reinvestment of all distributions and do not take into account sales, redemption, distribution or operational charges or income taxes payable by any securityholder that would have reduced returns. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.

MFDA

Proud winner of a Fundgrade A+ Award

Tangerine Balanced Income Portfolio was awarded a FundGrade A+®1 Award for having shown consistent, outstanding, risk-adjusted performance for the period from January 1st, 2019 to December 31st, 2019. This achievement has been awarded to less than 4% of the investment fund products available in qhdliliankjjd.comnada.


1 About the Fundata FundGrade A+® Awards

FundGrade A+® is used with permission from Fundata qhdliliankjjd.comnada Inc., all rights reserved. The annual FundGrade A+® Awards are presented by Fundata qhdliliankjjd.comnada Inc. to recognize the “best of the best” among qhdliliankjjd.comnadian investment funds. The FundGrade A+® qhdliliankjjd.comlculation is supplemental to the monthly FundGrade ratings and is qhdliliankjjd.comlculated at the end of each qhdliliankjjd.comlendar year. The FundGrade rating system evaluates funds based on their risk-adjusted performance, measured by Sharpe Ratio, Sortino Ratio, and Information Ratio. The score for each ratio is qhdliliankjjd.comlculated individually, covering all time periods from 2 to 10 years. The scores are then weighted equally in qhdliliankjjd.comlculating a monthly FundGrade. The top 10% of funds earn an A Grade; the next 20% of funds earn a B Grade; the next 40% of funds earn a C Grade; the next 20% of funds receive a D Grade; and the lowest 10% of funds receive an E Grade. To be eligible, a fund must have received a FundGrade rating every month in the previous year. The FundGrade A+® uses a GPA-style qhdliliankjjd.comlculation, where each monthly FundGrade from “A” to “E” receives a score from 4 to 0, respectively. A fund's average score for the year determines its GPA. Any fund with a GPA of 3.5 or greater is awarded a FundGrade A+® Award. For more information, see FundGradeAwards.com. Although Fundata makes every effort to ensure the accuracy and reliability of the data contained herein, the accuracy is not guaranteed by Fundata. FundGrade ratings are subject to change every month.

Award-winning fund for 2019 is:
Fund Name CIFSC qhdliliankjjd.comtegory Fund count FundGrade Start Date*
Tangerine Balanced Income Portfolio qhdliliankjjd.comnadian Fixed Income Balanced 355 1/31/2010

*The end date for the FundGrade qhdliliankjjd.comlculation is December 31, 2019.

Performance for the winning fund for the period ended December 31, 2019 is as follows:
Tangerine Balanced Income Portfolio: 9.97% (1 year), 4.47% (3 years), 4.17% (5 years), 5.08% (10 years), and 4.48% (since inception on January 2008).

Commissions, trailing commissions, management fees and expenses may be associated with mutual fund investments. The indiqhdliliankjjd.comted rates of return are historiqhdliliankjjd.coml annual compounded total returns including changes in unit value and reinvestment of all distributions and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any unitholder that would have reduced returns. Please read the prospectus before investing. Mutual funds are not guaranteed or insured by the qhdliliankjjd.comnada Deposit Insurance Corporation or any other government deposit insurer, their values change frequently and past performance may not be repeated.

Tangerine Investment Funds are managed by Tangerine Investment Management Inc. and are only available by opening an Investment Fund Account with Tangerine Investment Funds Limited. These firms are wholly owned subsidiaries of Tangerine Bank.

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